The aim and I suppose concept of my BudgetMum system is keeping household budgeting really really simple. You know the old K.I.S.S. principle, Keep It Simple Stupid. Not that I am implying that any woman who can manage a family is even slightly stupid, I’m just saying it doesn’t need to be complicated.
There are many budgeting systems available for purchase online or in the stores. But often these types of budgeting spreadsheets are incredibly complex and the information is overwhelming to first time users. BudgetMum aims to overcome that by keeping it simple, really, really simple.
With BudgetMum you will learn to use, or even create your own simple yet very effective spreadsheet that will allow you to look at your personal finances in one simple glance. Your spreadsheet will calculate your total income, as well as your total expenses in each income cycle. It will allow you to prepare for future expenses, and will also keep a running balance of the funds you have set aside to cover those expenses. And as a result there will be:
- NO more need to make endless list of expenses on scrap paper to tear up and start over each time a new bill comes in
- NO need to get out a calculator to work out your budget or give yourself a headache trying to disburse funds in a hundred different directions
- No furrowed brow as you rack your brains trying to figure out what you spent your money on in the first place
- NO more worries
Of course, a spreadsheet does not actually know anything; it needs you to tell it what you want to know. With my own BudgetMum System I have already told it what you need to know, but if you’d rather create your own from scratch you can do that too by taking my FREE mini course ‘How to be a BudgetMum’ by clicking on the big pink box in the sidebar. In this course you will learn HOW to build a simple yet effective spreadsheet that you will be able to tailor to your own individual needs. You will then learn how to easily enter information into your spreadsheet, and with the click of a mouse, let your spreadsheet do the rest.
Whether you choose to purchase my ready made spreadsheet or set one up yourself, once you learn to apply my simple household budgeting advice you will feel FABULOUSLY FINANCIAL, I mean it, you are going to feel so empowered, so good about yourself! And why not be proud, you will have learned a new skill that many find overwhelmingly difficult. So go right ahead and pat yourself on the back just for being here reading this, that in itself shows you are ready to take control. Good job!
It really is that simple. All you need to do is know what money is coming in, then let my BudgetMum system guide you as to what can go out. Easy!
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